Personal financial counsellors are not only available to the wealthy. Every working individual can benefit from objective assistance with cash flow, savings, tax strategies, insurance coverage, education investing, and retirement planning. This is a job for persons who have strong communication abilities as well as an awareness of how businesses operate. 

You might work for an insurance company, a bank, a brokerage firm, or start your own company, but you must comprehend the items you are advising clients to buy. Your revenues could come from a sales commission, a salary, or customer fees, or a combination of these sources. 

Business schools and college courses can help you get started, or you can join a company that provides training. To sell insurance, mutual funds, stocks, and bonds, you may need to prepare for and pass certain licence examinations. Some of those licences are controlled by federal agencies, while others are administered by the state where you do business, so you should have a strong sense of where you want to settle before starting the process. 

Financial advisers must regularly update themselves on new services and tax regulations that may be beneficial to their clients, making this a career that needs a lifetime of ongoing education.